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Banking | IBPS

IBPS Clerk 2026-27 cycle

Clerical-cadre recruitment for public sector banks through a Preliminary and a Main examination, with no interview and a local language requirement.

Awaiting notification2 stagesSectional timing

Overview

Conducting body
IBPSwww.ibps.in
Age limit
20 to 28 years
Application fee
₹175 to ₹850
Vacancies
To be announced
First stage duration
1 hr
Negative marking
1/4 mark per wrong answer

IBPS Common Recruitment Process for Clerical Cadre is conducted by Institute of Banking Personnel Selection. Selection runs through 2 stages: Preliminary Examination, Main Examination.

  1. Clear both the sectional and the overall cut-off in the Preliminary examination.
  2. Qualify the Main examination, which carries 200 marks and decides the merit list on its own.
  3. Demonstrate proficiency in the official language of the state you applied for.
  4. Provisional allotment to a participating bank follows from the merit list and the preferences you submitted.
  5. There is no interview at any point in this process.

Important dates

Important dates
EventDateStatus
Notification release

IBPS has published the Clerk notification around the middle of the year in recent cycles, usually shortly after the PO notification.

To be announcedNot announced
Online registration window

Usually open for about three weeks from the notification date.

To be announcedNot announced
Preliminary examination

Usually held in the last quarter of the calendar year.

To be announcedNot announced
Main examination

Usually held a month or two after the Preliminary result.

To be announcedNot announced
Provisional allotment

Usually announced by the end of the financial year.

To be announcedNot announced

Eligibility

Educational qualification

A degree in any discipline from a university recognised by the Government of India, or an equivalent qualification recognised as such by the Central Government.

You must hold a valid mark-sheet or degree certificate on the date of registration and be able to state the percentage obtained. Computer literacy is required, evidenced by a certificate, diploma or degree in computer operations, or by having studied computers as a subject.

Age

20 to 28 years as on the cut-off date stated in the official notification, which has been 1 August in recent cycles.

Upper age relaxation

  • SC and ST+5 years
  • OBC (non-creamy layer)+3 years
  • Persons with Benchmark Disability+10 years
  • Ex-servicemen and commissioned officers+5 years
  • Persons affected by the 1984 riots+5 years
  • Widows and divorced women who have not remarried+9 years

Nationality

A candidate must be one of the following:

  • A citizen of India
  • A subject of Nepal or Bhutan
  • A Tibetan refugee who came to India before 1 January 1962 intending to settle permanently
  • A person of Indian origin who has migrated from Pakistan, Myanmar, Sri Lanka, Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia or Vietnam intending to settle permanently in India

Application fee

CategoryFee
General, OBC and EWS

Application fee including intimation charges, non-refundable.

₹850
SC, ST and PwBD

Intimation charges only, non-refundable.

₹175

Fees have been stable across recent cycles but are the kind of detail a notification can revise. Confirm on the official notification before paying.

Exam pattern

Stage by stage structure with question counts, marks, timing and the marking scheme.

Stage 1: Preliminary Examination

Computer based testSectional timingQualifying only
SectionQuestionsMarksTime
English Language303020 min
Numerical Ability353520 min
Reasoning Ability353520 min
Total1001001 hr

Duration: 1 hr|Negative marking: 1/4 mark per wrong answer

  • 100 questions for 100 marks in 60 minutes, with a separate 20-minute clock for each section.
  • Purely a screening test. Marks are not carried into the final merit list.

Stage 2: Main Examination

Computer based testSectional timing
SectionQuestionsMarksTime
General and Financial Awareness505035 min
General English404035 min
Reasoning Ability and Computer Aptitude506045 min
Quantitative Aptitude505045 min
Total1902002 hr 40 min

Duration: 2 hr 40 min|Negative marking: 1/4 mark per wrong answer

  • 190 questions for 200 marks in 160 minutes, with a separate clock for each section.
  • The final merit list is built from this stage alone, since there is no interview.
  • Reasoning Ability and Computer Aptitude carries 60 marks over 50 questions, making it the heaviest section by weight.

Syllabus

English Language

  • Reading comprehension
  • Cloze test
  • Para jumbles
  • Error spotting and sentence correction
  • Sentence improvement
  • Fill in the blanks
  • Word usage, synonyms and antonyms
  • Phrase replacement and idioms

Quantitative Aptitude

  • Simplification and approximation
  • Number series
  • Data interpretation: tables, bar, line and pie
  • Quadratic equations
  • Percentage, ratio and proportion
  • Average, ages and partnership
  • Profit, loss and discount
  • Simple and compound interest
  • Time, speed, distance, boats and trains
  • Time and work, pipes and cisterns
  • Mixture and alligation
  • Mensuration
  • Permutation, combination and probability

Reasoning Ability

  • Puzzles: floor, box, day and category based
  • Seating arrangement: linear and circular
  • Syllogism
  • Inequality, coded and direct
  • Blood relations and direction sense
  • Order, ranking and comparison
  • Coding and decoding
  • Alphanumeric and symbol series
  • Data sufficiency
  • Statement and assumption

Banking Awareness

  • Reserve Bank of India: structure and functions
  • Banking terminology, products and services
  • Financial institutions: NABARD, SIDBI, EXIM, NHB and SEBI
  • Government financial inclusion and welfare schemes
  • Union Budget highlights
  • Inflation, GDP and basic economic terminology
  • Static awareness: bank headquarters, taglines, capitals, currencies and important days
  • Current affairs of the previous six months

Computer Aptitude

  • Computer fundamentals and generations
  • Hardware, software and memory
  • Operating systems and file management
  • MS Office and shortcut keys
  • Internet, email and networking
  • Computer security, viruses and firewalls
  • Abbreviations and number systems

How to apply

  1. Register on the IBPS portal

    Open the CRP Clerical link on ibps.in, choose New Registration and enter your name, mobile number and email address. Save the provisional registration number and password.

  2. Choose your state carefully

    You may apply for one state only and must be proficient in its official language. Vacancies differ sharply between states and the choice cannot be changed after submission.

  3. Upload your photograph, signature, thumb impression and declaration

    IBPS specifies exact pixel dimensions and file sizes for each image as JPEG files. Check the current notification, since these specifications occasionally change.

  4. Pay the fee online

    Pay by debit card, credit card, internet banking, IMPS, cash card or UPI. Do not close the browser until the e-receipt is generated.

  5. Save the e-receipt and application printout

    Download both immediately. You will need the registration number and password again for the admit card and every later stage.

Documents to keep ready

  • Valid photo identity proof such as Aadhaar, PAN, passport, driving licence or voter ID
  • Graduation mark-sheets and the degree certificate
  • Proof of having studied the opted local language, where available
  • Caste or EWS certificate in the prescribed format, where applicable
  • PwBD certificate issued by the competent authority, where applicable
  • Computer literacy certificate, unless computers were studied as a subject
  • Recent passport-size photograph, signature, thumb impression and handwritten declaration as uploaded

Salary and job profile

Pay and allowances

Pay scale:
Clerical cadre pay scale under the bipartite settlement
Initial basic pay:
To be announced
Approximate in-hand:
To be announced

Allowances

  • Dearness Allowance revised quarterly
  • House Rent Allowance
  • City Compensatory Allowance based on place of posting
  • Special Allowance
  • Transport allowance

Perks

  • Medical insurance covering self and dependants
  • Leave Fare Concession
  • Concessional interest on staff loans
  • Pension under the National Pension System
  • Gratuity and provident fund

Basic pay and gross emoluments follow the bipartite settlement between the Indian Banks' Association and the unions, and vary with the city of posting. Confirm the current figures from the official notification.

What the job involves

  • Front-desk customer service: account opening, KYC updates, passbook and cheque book issue.
  • Cash receipt and payment at the counter, and clearing operations.
  • Handling remittances, demand drafts and standing instructions.
  • Cross-selling deposit, insurance and government scheme products.
  • Attending to customer queries and grievance redressal at the branch.
  • Promotion into the officer cadre through internal written examinations and seniority channels.

How to prepare for IBPS Clerk

  • With no interview, the Main examination decides everything. Plan to peak there rather than treating the Preliminary paper as the main hurdle.
  • General and Financial Awareness is 50 marks that can be revised rather than reasoned out. It is the fastest section to improve and the most commonly neglected.
  • No calculator is provided at any stage, so build raw arithmetic speed: tables to 25, squares to 30 and fraction to percentage conversions.
  • Clerical papers reward attempting more questions accurately rather than solving hard ones. Practise finishing easy sets fully instead of chasing the toughest puzzle.
  • Compare vacancy counts across states before you choose. Cut-offs vary widely, and the state decision can matter as much as several marks.

Frequently asked questions

Is there an interview for IBPS Clerk?

No. The merit list is built from the Main examination alone, which makes that paper unusually decisive. There is no later stage at which a weak written score can be recovered.

Can I apply for more than one state?

No. One state only. Applying for several leads to all applications being rejected, and your posting will be within the state you chose.

How is IBPS Clerk different from IBPS PO?

The clerical exam has no interview and no descriptive paper, the upper age limit is 28 rather than 30, and the Main examination is 190 questions in 160 minutes against the PO's 155 questions in 180 minutes. The clerical paper is broader and faster; the PO paper is deeper and slower.

Do Preliminary marks count towards the final merit?

No. The Preliminary examination only screens candidates for the Main examination.

How many attempts are allowed?

There is no limit. You can apply in every cycle as long as you meet the age and qualification criteria.

Is an on-screen calculator provided?

No calculator is provided in either stage of the clerical examination, and physical calculators are not permitted. Mental calculation speed matters more here than in the officer exams.

Last verified 28 July 2026(today, by editorial)

Not yet confirmed for this cycle: the schedule, the vacancy count, basic pay, gross pay, in-hand pay and the application fee. Where we have a figure from previous cycles we show it and label it as expected; where we do not, the page says "to be announced". Check the official source below before you rely on any of it.

Official sources

Found something out of date? Tell us and we will correct it, citing the source.