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How to prepare for SSC MTS and Havaldar: the two-session paper and where it is won

A plan for the matriculation-level SSC MTS and Havaldar exam: the two mandatory CBE sessions, why Session I has no negative marking while Session II does, and how to split your time across maths, reasoning, general awareness and English.

8 min readPublished 26 Aug 2026ExamTrack Prep Editorial
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SSC MTS is the Staff Selection Commission’s matriculation-level recruitment for Group C Multi-Tasking Staff across central departments, and for Havaldar in the CBIC and CBN. It is one of the most accessible central government exams — Class 10 is the only qualification — which is exactly why it is fiercely competitive and why a deliberate plan matters. The whole selection turns on a two-session computer-based examination, so that is where preparation should concentrate.

The structure, from the official pattern

The CBE runs in two mandatory sessions on the same day. Each question carries 3 marks.

Session Section Questions Marks
Session I (45 min) Numerical and Mathematical Ability 20 60
Session I Reasoning Ability and Problem Solving 20 60
Session II (45 min) General Awareness 25 75
Session II English Language and Comprehension 25 75

The decisive detail: Session I has no negative marking, and Session II deducts 1 mark for each wrong answer. Both sessions are compulsory — skipping either disqualifies you, however well you do in the other.

The rule that shapes your paper

Because the two sessions are scored differently, you attempt them differently:

  • Session I — attempt all 40 questions. With no penalty, a blank is simply a mark given away. Even a pure guess has positive expected value. Never leave anything unanswered here.
  • Session II — weigh each guess. A wrong answer costs a full mark out of three, so attempt where you know the answer or can eliminate options, and be willing to leave a genuine blank. The reasoning is laid out in negative marking strategy.

Candidates who treat the whole paper the same way leak marks in both halves — over-cautious in Session I, reckless in Session II.

Where the marks are, section by section

A workable plan

  • Get Session I automatic first: drill maths and reasoning for accuracy and speed until 40 questions in 45 minutes feels comfortable. This is your safest, penalty-free scoring.
  • Run a daily General Awareness habit through the whole cycle — it is the biggest single block at 75 marks and the most improvable. Use the daily quiz to keep it warm.
  • Keep English light but regular — a few grammar rules and vocabulary each day compound.
  • Structure the weeks with how to build a study plan.
  • If you want Havaldar, begin light fitness early so the qualifying PET and PST are a formality.

Practice that transfers

Rehearse under exam conditions. Take the SSC MTS full-length mock and complete details on the exam page, keep General Awareness current with the daily quiz, and drill each section until both 45-minute sessions are routine before you sit them.

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Frequently asked questions

Is there negative marking in SSC MTS?

Only in Session II, where 1 mark is deducted for each wrong answer out of the three a question carries. Session I — Numerical and Mathematical Ability and Reasoning — has no negative marking at all, so you should attempt every one of its forty questions. This split is the single most important thing to internalise about the paper, because it changes how aggressively you attempt each half.

What is the minimum qualification for SSC MTS?

A pass in the matriculation, or 10th standard, examination from a recognised board. No higher qualification is required, and having one earns no extra credit. It is one of the most accessible central government recruitments for that reason, which also makes it highly competitive.

Who has to take the physical test?

Only candidates for the Havaldar post in the CBIC and CBN, who face a qualifying Physical Efficiency Test (a timed walk) and a Physical Standard Test of height and chest. Multi-Tasking Staff candidates take no physical test; their selection rests on the CBE and document verification. If you are aiming for Havaldar, start light fitness preparation early so the qualifying test is a formality.

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