Skip to content
ExamTrack Prep
Exams, mocks, study material, current affairs and more

Banking | UCO

UCO Bank LBO Recurring recruitment

UCO Bank's recruitment of Local Bank Officers in Scale-I, posted within a chosen state, decided by a four-section online test, a local-language check and an interview.

Awaiting notification3 stagesSectional timing1 free mock test

Overview

Conducting body
UCOwww.ucobank.com
Age limit
20 years and above, upper limit varies by post
Application fee
₹0 to ₹850
Vacancies
To be announced
First stage duration
3 hr
Negative marking
1/4 mark per wrong answer

UCO Bank Local Bank Officer (JMGS-I) Recruitment is conducted by UCO Bank. Selection runs through 3 stages: Online Examination, Local Language Proficiency Test (LPT), Personal Interview.

  1. Sit the online examination and clear the minimum aggregate set by the bank.
  2. Qualify the Local Language Proficiency Test, unless exempt for having studied the local language in Class 10 or 12.
  3. Attend the personal interview and secure the qualifying mark.
  4. Final selection follows the combined online-test and interview merit, with postings within the chosen state.

Important dates

Important dates
EventDateStatus
Notification

UCO Bank releases the Local Bank Officer notification on its recruitment portal from time to time; a recent cycle held its online test in early 2025. Watch ucobank.com for the next notification.

To be announcedNot announced
Online examination

Scheduled after applications close; the exact date and centre are printed on the call letter.

To be announcedNot announced
Local Language Proficiency Test and interview

Held for candidates shortlisted from the online test. The schedule is announced later in the cycle.

To be announcedNot announced

Eligibility

Educational qualification

Open toGraduate

A Bachelor's degree in any discipline from a University recognised by the Government of India, or an equivalent qualification.

The Local Bank Officer is posted within the state applied for, so proficiency in the specified local language of that state — reading, writing and speaking — is mandatory. Some LBO cycles also require prior banking experience; confirm the requirement in the current notice.

Age

20 to 30 years as on the cut-off date stated in the official notification.

Upper age relaxation

  • SC and ST+5 years
  • OBC (non-creamy layer)+3 years
  • Persons with Benchmark Disability+10 years
  • Ex-servicemen+5 years

Nationality

A candidate must be one of the following:

  • A citizen of India
  • A subject of Nepal or Bhutan
  • A Tibetan refugee who came to India before 1 January 1962 intending to settle permanently
  • A person of Indian origin who has migrated from specified countries intending to settle permanently in India

Advertisement

Application fee

CategoryFee
General, OBC and EWS

Approximate application fee plus intimation charges. Confirm the exact amount in the official notice.

₹850
SC, ST and PwBD

Intimation charges only or exempt, as per the notice.

₹0

Fees have been stable across recent cycles but are the kind of detail a notification can revise. Confirm on the official notification before paying.

Exam pattern

Stage by stage structure with question counts, marks, timing and the marking scheme.

Stage 1: Online Examination

Computer based testSectional timing
SectionQuestionsMarksTime
Reasoning and Computer Aptitude456060 min
General, Economy and Banking Awareness404035 min
English Language354040 min
Data Analysis and Interpretation356045 min
Total1552003 hr

Duration: 3 hr|Negative marking: 1/4 mark per wrong answer

  • 155 questions for 200 marks in 180 minutes, with a separate clock on each of the four sections.
  • There are no sectional cut-offs; a minimum aggregate, decided by the bank, applies.

Stage 2: Local Language Proficiency Test (LPT)

Skill testQualifying only

Duration: Varies|Negative marking: None

  • Checks reading, writing and speaking ability in the specified local language of the chosen state.
  • Qualifying in nature. Candidates who studied the local language in Class 10 or 12 are exempt on producing the mark-sheet.

Stage 3: Personal Interview

Interview

Duration: Varies|Negative marking: None

  • The interview carries 100 marks; the minimum qualifying mark is 40 (35 for SC, ST, OBC and PwBD candidates).
  • The final merit combines the online-test score and the interview, subject to qualifying the language test.

Syllabus

Every subject in the paper, topic by topic. Open a subject for its weightage in this exam, the full topic list and the mock tests, practice sets and notes that cover it.

Reasoning Ability

  • Puzzles and seating arrangement
  • Syllogism and inequality
  • Coding-decoding and alphanumeric series
  • Blood relations and directions
  • Computer aptitude: fundamentals, MS Office, internet and security
Reasoning Ability guide & weightage →

Quantitative Aptitude

  • Data interpretation: tables, bar, line, pie and caselets
  • Simplification and approximation
  • Number series and quadratic equations
  • Arithmetic: percentage, ratio, interest, time and work, time-speed-distance
  • Mensuration and probability
Quantitative Aptitude guide & weightage →

English Language

  • Reading comprehension
  • Cloze test and para jumbles
  • Error spotting and sentence improvement
  • Fill in the blanks and word usage
  • Sentence reconstruction
English Language guide & weightage →

Banking Awareness

  • Banking and financial awareness
  • RBI, monetary policy and regulators
  • Government schemes and the Union Budget
  • Indian economy and current affairs
  • Static general knowledge
Banking Awareness guide & weightage →

How to apply

  1. Register on the UCO Bank recruitment portal

    Open the Local Bank Officer link on ucobank.com, register with your name, date of birth and contact details, and keep the registration number and password.

  2. Fill the application and choose your state

    Complete the form with your education and the single state you are applying for, then upload the photograph and signature to the stated specifications.

  3. Pay the fee and submit

    Pay the fee online where applicable or claim the exemption, submit, and save the printout and payment receipt.

Documents to keep ready

  • Valid photo identity proof such as Aadhaar, PAN, passport, driving licence or voter ID
  • Matriculation certificate for date of birth
  • Graduation mark-sheets and degree certificate
  • Class 10 or 12 mark-sheet showing the local language, to claim LPT exemption
  • Experience certificate, where the notice requires prior banking experience
  • Category certificate (SC, ST, OBC, EWS) and PwBD certificate, where applicable
  • Recent passport-size photograph and signature matching the uploads

Salary and job profile

Pay and allowances

Pay scale:
JMGS-I: Rs 48,480 - 85,920 (12th Bipartite Settlement)
Initial basic pay:
Rs 48,480
Approximate in-hand:
Around Rs 74,000 to Rs 76,500 per month

Allowances

  • Dearness Allowance revised periodically
  • House Rent Allowance based on city class
  • Special Allowance and other officer allowances

Perks

  • Pension under the National Pension System
  • Medical benefits and leave
  • Officer facilities as per bank rules

The Local Bank Officer joins in Junior Management Grade Scale-I. Basic pay starts at Rs 48,480; the in-hand figure depends on the city of posting. Confirm the exact terms from the notification.

What the job involves

  • A Local Bank Officer handles branch banking, retail lending and customer relationships within a single state.
  • The role centres on business development and financial inclusion in the local area.
  • Local-language ability is central, because postings stay within the chosen state.
  • Career growth is to Middle Management Grade Scale-II and above through departmental promotion.

Free mock tests

Written to this exam's pattern, with the same interface, sectional locking and marking scheme you will face on exam day.

  • UCO Bank LBO: 28-question practice mock

    28 questions | 28 min

    Start

How to prepare for UCO Bank LBO

  • Prepare as for IBPS/SBI PO on reasoning, data interpretation, English and quantitative aptitude, since the objective pattern is very close.
  • With no sectional cut-off, aim for a high aggregate, but do not leave any section blank because interview shortlisting is competitive.
  • Banking and economy awareness is quick to score if your current-affairs and banking notes are up to date; revise weekly.
  • Rehearse under the exact sectional clock, because you cannot return to a section once its time is over.
  • If the local language was not your school subject, prepare for the LPT early; it is qualifying and can end a strong candidature.

Practise UCO Bank LBO by topic

Free question banks with worked solutions for the topics UCO Bank LBO tests. Drill one topic at a time, then sit a full mock and keep a daily habit going.

Daily quiz

A fresh mixed set every day to keep every section warm.

Untimed practice drills

Learn a topic with the method shown after every question.

Current affairs

Daily, sourced digests for the general-awareness section.

Frequently asked questions

Does UCO Bank LBO have a descriptive paper?

No. Unlike some other banks' LBO tests, UCO Bank's online examination is entirely objective — 155 questions across four sections for 200 marks, with no letter-writing or essay paper.

Are there sectional cut-offs?

No. UCO Bank's notice states there are no sectional qualifying marks; only a minimum aggregate, decided by the bank, applies.

Who is exempt from the Local Language Proficiency Test?

Candidates who produce a Class 10 or Class 12 mark-sheet showing the specified local language as a subject are exempt. Everyone else must pass the qualifying LPT.

Is there negative marking?

Yes. One fourth of a mark is deducted for each wrong answer. Unanswered questions carry no penalty.

What is the qualifying mark in the interview?

The interview carries 100 marks, and the minimum qualifying mark is 40, relaxed to 35 for SC, ST, OBC and PwBD candidates.

Last verified 19 August 2026(37 days ago, by editorial)

Not yet confirmed for this cycle: status, the schedule, the vacancy count, the upper age limit and the application fee. Where we have a figure from previous cycles we show it and label it as expected; where we do not, the page says "to be announced". Check the official source below before you rely on any of it.

Official sources

Found something out of date? Tell us and we will correct it, citing the source.