Banking | PSB

Punjab & Sind Bank SO 2026 cycle

Punjab & Sind Bank's recruitment of Specialist Officers across streams such as Credit, IT and Security, decided by a sectional online test of English, General Awareness and Professional Knowledge, and an interview.

Result awaited2 stagesSectional timing1 free mock test

Overview

Conducting body: PSBpunjabandsindbank.co.in
Age limit: 20 to 40 years
Application fee: ₹175 to ₹850
Vacancies: To be announced
First stage duration: 1 hr 45 min
Negative marking: None

Punjab & Sind Bank Specialist Officer Recruitment is conducted by Punjab & Sind Bank. Selection runs through 2 stages: Online Examination, Personal Interview.

Sit the sectional online examination (English, General Awareness and Professional Knowledge), where a written test applies.
Secure the qualifying mark per section (usually 40%, relaxed to 35% for reserved categories).
Be shortlisted for the interview on the written-test score, or directly on experience for waived-test posts.
Final selection follows a 70:30 combination of the written test and the interview.

Important dates

Important dates
Event	Date	Status
Notification released Punjab & Sind Bank issued Specialist Officer notifications in 2026 (including Security and Credit Manager posts); confirm the exact date on punjabandsindbank.co.in.	15 Apr 2026	Expected
Online application window Now closed. A recent SO application window ran to around 5 May 2026. Confirm from the notice.	15 Apr 2026 - 5 May 2026	Expected
Online examination Where a written test is held, the date and centre are printed on the call letter. For some experience-based posts the bank may shortlist directly and skip the written test.	To be announced	Not announced
Interview and result Conducted for shortlisted candidates; the result follows. Awaited at the time of writing.	To be announced	Not announced

Eligibility

Educational qualification

Open toGraduate Postgraduate

Depends on the stream. Generally a graduation degree in any discipline, plus a stream-relevant qualification and experience — for example, a professional degree and credit experience for Credit Manager, an IT degree for IT posts, or a graduation with defence/police service for Security Officer.

This is a specialist recruitment, so eligibility is set post by post. A recent Security Officer notice required at least five years as a commissioned defence officer or a gazetted police/paramilitary officer, while a Credit Manager notice required a professional qualification with credit experience. Read the post-wise table in the notice.

Age

20 to 40 years as on the cut-off date in the notification; the band varies by post — for example, roughly 23-35 for the recent Security Officer posts.

Upper age relaxation

SC and ST+5 years
OBC (non-creamy layer)+3 years
Persons with Benchmark Disability+10 years
Ex-servicemen+5 years

Nationality

A candidate must be one of the following:

A citizen of India
A subject of Nepal or Bhutan
A Tibetan refugee who came to India before 1 January 1962 intending to settle permanently
A person of Indian origin who has migrated from specified countries intending to settle permanently in India

Application fee

Category	Fee
General, OBC and EWS Approximate application fee plus intimation charges. Confirm the exact amount in the official notice.	₹850
SC, ST and PwBD Intimation charges only, as per recent notices.	₹175

Fees have been stable across recent cycles but are the kind of detail a notification can revise. Confirm on the official notification before paying.

Exam pattern

Stage by stage structure with question counts, marks, timing and the marking scheme.

Stage 1: Online Examination

Computer based testSectional timing

Section	Questions	Marks	Time
English Language	20	20	15 min
General Awareness	20	20	30 min
Professional Knowledge	60	60	60 min
Total	100	100	1 hr 45 min

Duration: 1 hr 45 min|Negative marking: None

100 questions for 100 marks in 105 minutes, with a separate clock on each section.
Professional Knowledge for the chosen stream carries 60 of the 100 marks.
The qualifying mark is usually 40% per section (35% for reserved categories). For some posts the written test may be waived and shortlisting done on experience.

Stage 2: Personal Interview

Interview

Duration: Varies|Negative marking: None

Shortlisted candidates attend an interview that assesses domain expertise and suitability.
The final merit typically weights the written test at 70% and the interview at 30%; for waived-test posts, selection rests on the interview and experience.

Syllabus

Every subject in the paper, topic by topic. Open a subject for its weightage in this exam, the full topic list and the mock tests, practice sets and notes that cover it.

English Language

Reading comprehension
Error spotting and sentence improvement
Cloze test and fill in the blanks
Para completion and vocabulary

English Language guide & weightage →

Banking Awareness

Stream-specific professional knowledge (Credit, IT, Security and others)
Banking and financial awareness; RBI and regulators
Indian economy, budget and government schemes
Current affairs of national and international importance
Static general knowledge and international organisations

Banking Awareness guide & weightage →

How to apply

Open the Punjab & Sind Bank careers portal
Go to punjabandsindbank.co.in, find the Specialist Officer advertisement, and read the post-wise eligibility and experience table.
Register and fill the form
Register with your details, then complete the form for the post you are eligible for, entering your qualification and experience and uploading the photograph and signature.
Pay the fee and submit
Pay the fee online or claim the reduced charge, submit, and save the printout and payment receipt.

Documents to keep ready

Valid photo identity proof such as Aadhaar, PAN, passport, driving licence or voter ID
Matriculation certificate for date of birth
Graduation and stream-relevant qualification certificates and mark-sheets
Experience certificates covering the required experience (including defence/police service for Security posts)
Category certificate (SC, ST, OBC, EWS) and PwBD certificate, where applicable
Recent passport-size photograph and signature matching the uploads

Salary and job profile

Pay and allowances

Pay scale:: Varies by post; many SO posts are MMGS-II with basic pay Rs 64,820 (scale Rs 64,820 - 93,960)
Initial basic pay:: Rs 64,820 (MMGS-II)
Approximate in-hand:: To be announced

Allowances

Dearness Allowance revised periodically
House Rent Allowance based on city class
Special Allowance and other officer allowances

Perks

Pension under the National Pension System
Medical benefits and leave
Officer facilities as per bank rules

Pay depends on the scale of the specialist post. Many SO posts are at MMGS-II (basic Rs 64,820). Confirm the exact scale for a post from the notice.

What the job involves

A Specialist Officer applies domain expertise — credit, IT, security, law and so on — to the bank's functions.
For example, a Credit Manager appraises and monitors loans, while a Security Officer manages the bank's physical and premises security.
The role is specialist rather than general branch banking, and responsibility rises with the scale.
Career growth is through the officer grades within the specialist track.

Free mock tests

Written to this exam's pattern, with the same interface, sectional locking and marking scheme you will face on exam day.

Punjab & Sind Bank SO: 18-question practice mock
18 questions | 18 min
Start

How to prepare for Punjab & Sind Bank SO

Professional Knowledge is 60% of the written test, so build depth in your specific stream — credit, IT, security and so on.
General Awareness rewards current banking, economy and current-affairs notes; revise them weekly.
Keep the English section quick and accurate; it is a short 20-question, 15-minute block.
Read the post-wise notice carefully, because eligibility, age and even whether a written test is held all depend on the specific post.
Prepare interview answers around your domain and experience, since the interview carries a large share of the merit.

Practise Punjab & Sind Bank SO by topic

Free question banks with worked solutions for the topics Punjab & Sind Bank SO tests. Drill one topic at a time, then sit a full mock and keep a daily habit going.

Reading Comprehension94

Daily quiz

A fresh mixed set every day to keep every section warm.

Untimed practice drills

Learn a topic with the method shown after every question.

Current affairs

Daily, sourced digests for the general-awareness section.

Frequently asked questions

What streams does Punjab & Sind Bank SO cover?

It varies by cycle. Recent notices covered posts such as Credit Manager and Security Officer, and the bank also recruits IT and other specialist officers depending on need.

Is there sectional timing?

Yes, where a written test is held: English (20 questions, 15 minutes), General Awareness (20 questions, 30 minutes) and Professional Knowledge (60 questions, 60 minutes), for 100 marks in 105 minutes.

Is there always a written test?

Not always. For some experience-heavy specialist posts the bank may shortlist candidates on the strength of their application and experience and go straight to interview.

Is there negative marking?

Recent SO notices did not list negative marking, but the penalty is set post by post. Always confirm it in the specific notification.

How is the final merit decided?

Where a written test applies, the usual split is 70% written test and 30% interview. For waived-test posts, selection rests on the interview and experience.

Last verified 19 August 2026(37 days ago, by editorial)

Not yet confirmed for this cycle: status, the schedule, the vacancy count, age as on and the application fee. Where we have a figure from previous cycles we show it and label it as expected; where we do not, the page says "to be announced". Check the official source below before you rely on any of it.

Official sources

Punjab & Sind Bank official website (official portal)
Punjab and Sind Bank SO 2026 syllabus and exam pattern (Adda247) (other)

Found something out of date? Tell us and we will correct it, citing the source.