Banking | Bank of India Credit Officer
Bank of India Credit Officer sets 100 Banking Awareness questions for 100 marks in the Online Examination, so it is worth planning your preparation around the topics below.
Almost pure recall, and almost pure current affairs: RBI policy, regulatory changes, financial terms and the institutions behind them. A little every day, anchored to the actual RBI and PIB releases, is worth far more than a fact sheet read once.
How much Banking Awareness is worth in each Bank of India Credit Officer stage, from the official pattern.
| Stage | Questions | Marks | Time | Share |
|---|---|---|---|---|
| Online Examination | 100 | 100 | — | 80% |
Every topic in the official syllabus. The linked ones open a set of solved questions you can practise straight away.
Written to the Bank of India Credit Officer pattern, with the answer key and the method behind it — a look at how the section is actually set before you drill the full topic sets.
Monetary policy · solved example
The repo rate is the rate at which
Solution
The repo rate is the rate at which the RBI lends short-term funds to commercial banks against government securities. The reverse repo rate is the rate at which the RBI borrows from banks.
Monetary policy · solved example
LAF, an RBI liquidity tool, stands for:
Solution
The Liquidity Adjustment Facility lets banks manage short-term liquidity via repo and reverse repo with the RBI.
Currency · solved example
In India, currency notes (except the one-rupee note) are issued by:
Solution
The RBI issues all currency notes except the one-rupee note, which is issued by the Government.
RBI · solved example
In which year was the Reserve Bank of India nationalised?
Solution
The RBI was nationalised in 1949, coming fully under government ownership.
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Banking Awareness shows up in every Bank of India Credit Officer mock test, in the same interface, with sectional locking and negative marking.
Bank of India Credit Officer: 18-question practice mock
18 questions | 18 min
Bank of India Credit Officer 2026 cycle sets 100 Banking Awareness questions for 100 marks in the Online Examination.
Yes. Bank of India Credit Officer deducts one fourth of a mark for each wrong answer, Banking Awareness included, so unsure guesses cost you. One fourth of a mark is deducted for each wrong answer. Unanswered questions carry no penalty.
The Bank of India Credit Officer syllabus lists Banking principles and general banking operations, Credit management, credit appraisal and working-capital assessment, Financial statement analysis and project finance, RBI guidelines, Banking Regulation Act and Basel norms, KYC and AML, priority sector lending, Asset classification, provisioning and NPA management and more. Weight your revision towards the ones you are weakest on and confirm the emphasis against the paper analysis for recent cycles.
Every Banking Awareness question on this site is free and written to the exam pattern. Use the topic drills for instant-feedback practice, the daily quiz to keep the section warm, and the Bank of India Credit Officer mock tests to sit it under a real clock with negative marking.