Skip to content
ExamTrack Prep
Exams, mocks, study material, current affairs and more

Banking | SBI CBO

English Language for SBI CBO

SBI CBO sets 32 English Language questions for 80 marks across 2 stages, so it is worth planning your preparation around the topics below.

32 questions80 marks8 topics

How to approach English Language in SBI CBO

Reading comprehension and the cloze test decide this section, and both reward reading widely more than memorising rules. Build a daily reading habit, learn to spot the grammatical error patterns that recur, and treat vocabulary as something absorbed in context rather than crammed from a list.

Weightage in the paper

How much English Language is worth in each SBI CBO stage, from the official pattern.

StageQuestionsMarksTimeShare
Online Examination (objective)303030 min25%
Online Examination (descriptive)25030 min100%

English Language syllabus for SBI CBO

Every topic in the official syllabus. The linked ones open a set of solved questions you can practise straight away.

Sample English Language questions with solutions

Written to the SBI CBO pattern, with the answer key and the method behind it — a look at how the section is actually set before you drill the full topic sets.

Reading comprehension · solved example

The volume of digital retail payments in India has grown at a pace few regulators anticipated, and the instrument responsible is one that charges the customer nothing. That design choice was deliberate: a payment system carrying no fee for the payer spreads faster than one that does. It also created a problem that has not been solved. Someone must still pay for the servers, the fraud checks and the settlement guarantees, and with the customer exempt and the merchant discount rate on small transactions set at zero, the cost has settled on the banks that sponsor the system. They have absorbed it so far because a customer who pays digitally is a customer whose deposits stay within the bank, and the deposit is worth more than the processing cost. This logic holds while volumes are concentrated in large banks with cheap deposits. It weakens sharply for smaller institutions, which carry the same per-transaction cost against a costlier deposit base. Regulators are therefore being pressed to permit a fee somewhere in the chain, and are reluctant, because every proposal so far shifts the charge to the merchant, and the merchants most sensitive to it are the small ones whose adoption the system was built to win.

According to the passage, why have sponsor banks been willing to bear the processing cost so far?

  • Regulators have compensated them for the shortfall.
  • The merchant discount rate recovers most of what they spend.
  • The deposits they retain from a digitally paying customer are worth more than the cost of processing.Correct
  • Their processing cost per transaction falls as volumes rise.
  • They intend to levy a customer fee once adoption is complete.

Solution

The second paragraph gives the reason directly: the customer's deposits stay within the bank, and the deposit is worth more than the processing cost. Option B contradicts the passage, which says the merchant discount rate on small transactions is set at zero. Option D is the kind of claim that sounds economically sensible and is often assumed, but the passage says the opposite about small banks, that they carry the same per-transaction cost. Options A and E are not mentioned anywhere. In a reason question, the trap is almost always an answer that is plausible in the world rather than present in the text.

Cloze test · solved example

Cities are, on average, several degrees warmer than the countryside that (1)____ them, a difference that widens on still summer nights. Much of this extra heat is (2)____ by concrete and asphalt during the day and released slowly after dark. Trees offer a cheap (3)____: their canopies block sunlight before it reaches the pavement, and the water they give off cools the surrounding air. Yet tree cover in many fast-growing cities is (4)____, cleared for roads and buildings faster than it can be replanted. Planners who once treated greenery as mere decoration are now coming to (5)____ it as basic infrastructure.

Choose the word that best fits blank (3) in the passage.

  • remedyCorrect
  • threat
  • luxury
  • mistake
  • delay

Solution

Trees counter the stored heat, so they offer a cheap 'remedy'. The sentence goes on to explain how they cool the air, which is a solution, not a threat, luxury, mistake or delay.

Error spotting · solved example

Identify the part that contains an error: The number of students (1) / appearing for the exam (2) / have increased (3) / this year. (4)

  • No error
  • (1)
  • (3)Correct
  • (4)
  • (2)

Solution

"The number of" takes a singular verb, so it should be "has increased", not "have increased". The error is in part (3).

Fill in the blanks · solved example

Pick the pair of words that best fills the two blanks. The auditor's report was so ____ that even the board found it difficult to ____ a single loophole.

  • thorough / detectCorrect
  • vague / ignore
  • brief / overlook
  • biased / find
  • casual / locate

Solution

A report so 'thorough' leaves nothing out, which is why even the board could scarcely 'detect' a loophole. The other pairs break the cause-and-effect the sentence sets up with 'so ... that'.

Advertisement

Practise English Language

Untimed drills with the method shown after every question — the step between learning a topic and sitting it under a clock.

Sit English Language under a real clock

English Language shows up in every SBI CBO mock test, in the same interface, with sectional locking and negative marking.

  • SBI CBO: 28-question practice mock

    28 questions | 28 min

    Start

  • SBI CBO: full-length mock (120 questions)

    120 questions | 2 hr

    Start

Frequently asked questions

How many English Language questions are asked in SBI CBO?

SBI CBO 2026-27 cycle sets 32 English Language questions for 80 marks, split across 30 in the Online Examination (objective) and 2 in the Online Examination (descriptive).

Is there negative marking for English Language in SBI CBO?

No. The SBI CBO written stage carries no negative marking, so it is worth attempting every English Language question you can.

Which English Language topics matter most for SBI CBO?

The SBI CBO syllabus lists Reading comprehension, Cloze test, Para jumbles, Error spotting and sentence correction, Fill in the blanks, Vocabulary and idioms and more. Weight your revision towards the ones you are weakest on and confirm the emphasis against the paper analysis for recent cycles.

How can I practise English Language for SBI CBO free?

Every English Language question on this site is free and written to the exam pattern. Use the topic drills for instant-feedback practice, the daily quiz to keep the section warm, and the SBI CBO mock tests to sit it under a real clock with negative marking.