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Banking | Bank of Maharashtra Officer

Banking Awareness for Bank of Maharashtra Officer

Bank of Maharashtra Officer sets 90 Banking Awareness questions for 90 marks in the Online Examination, so it is worth planning your preparation around the topics below.

90 questions90 marks5 topics

How to approach Banking Awareness in Bank of Maharashtra Officer

Almost pure recall, and almost pure current affairs: RBI policy, regulatory changes, financial terms and the institutions behind them. A little every day, anchored to the actual RBI and PIB releases, is worth far more than a fact sheet read once.

Weightage in the paper

How much Banking Awareness is worth in each Bank of Maharashtra Officer stage, from the official pattern.

StageQuestionsMarksTimeShare
Online Examination90901 hr60%

Banking Awareness syllabus for Bank of Maharashtra Officer

Every topic in the official syllabus. The linked ones open a set of solved questions you can practise straight away.

  • Banking principles and regulation
  • Credit and risk management
  • Financial and management concepts
  • RBI policy, Basel norms and priority sector lending
  • Accounting and finance for bankers

Sample Banking Awareness questions with solutions

Written to the Bank of Maharashtra Officer pattern, with the answer key and the method behind it — a look at how the section is actually set before you drill the full topic sets.

Regulation · solved example

A bank's capital measured against its risk-weighted assets is captured by the ratio known as:

  • CRAR (Capital to Risk-weighted Assets Ratio)Correct
  • CASA ratio
  • Cash Reserve Ratio
  • Current ratio

Solution

CRAR, also called the Capital Adequacy Ratio, sets capital a bank must hold against risk-weighted assets under Basel norms.

Banking abbreviations · solved example

What is the full form of NPCI?

  • National Payments Corporation of IndiaCorrect
  • National Payment Council of India
  • New Payments Corporation of India
  • National Payment Clearing of India
  • National Public Corporation of India

Solution

NPCI stands for the National Payments Corporation of India, the umbrella organisation for retail payments such as UPI, RuPay and IMPS.

RBI · solved example

Which role of the RBI describes it stepping in to lend to banks facing a crisis?

  • Lender of last resortCorrect
  • Custodian of forex
  • Issuer of currency
  • Banker to the government

Solution

As lender of last resort, the RBI lends to banks that cannot get funds elsewhere, preventing collapse.

Bad loans · solved example

NARCL, set up to take over stressed loans, is commonly called India's:

  • bad bankCorrect
  • central bank
  • export bank
  • payments bank

Solution

The National Asset Reconstruction Company Ltd (NARCL) is India's 'bad bank', set up to buy and resolve NPAs.

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Sit Banking Awareness under a real clock

Banking Awareness shows up in every Bank of Maharashtra Officer mock test, in the same interface, with sectional locking and negative marking.

  • Bank of Maharashtra Officer: 28-question practice mock

    28 questions | 28 min

    Start

Frequently asked questions

How many Banking Awareness questions are asked in Bank of Maharashtra Officer?

Bank of Maharashtra Officer Recurring recruitment sets 90 Banking Awareness questions for 90 marks in the Online Examination.

Is there negative marking for Banking Awareness in Bank of Maharashtra Officer?

Yes. Bank of Maharashtra Officer deducts one fourth of a mark for each wrong answer, Banking Awareness included, so unsure guesses cost you. One fourth of a mark is deducted for each wrong answer. Unanswered questions carry no penalty.

Which Banking Awareness topics matter most for Bank of Maharashtra Officer?

The Bank of Maharashtra Officer syllabus lists Banking principles and regulation, Credit and risk management, Financial and management concepts, RBI policy, Basel norms and priority sector lending, Accounting and finance for bankers. Weight your revision towards the ones you are weakest on and confirm the emphasis against the paper analysis for recent cycles.

How can I practise Banking Awareness for Bank of Maharashtra Officer free?

Every Banking Awareness question on this site is free and written to the exam pattern. Use the topic drills for instant-feedback practice, the daily quiz to keep the section warm, and the Bank of Maharashtra Officer mock tests to sit it under a real clock with negative marking.